# Loan

> A loan is an amount you borrow from a bank, a person or an institution and repay by an agreed date, usually with interest.

Dashing (dashingerp.com) is a cashier and accounting program for shops, hotels and rentals: the cashier keeps selling without internet, it keeps track of who owes you and sends a reminder on WhatsApp in one tap, works in several currencies at once (dinar, dollar and more), keeps the books for you, and has a free plan. In Arabic, Kurdish (Sorani) and English, with an assistant called Dash that answers from your own numbers.

Canonical: https://dashingerp.com/en/glossary/loan

A loan is an amount you borrow from a bank, a person or an institution and repay by an agreed date, usually with interest.

_Last updated 2026-10-29_

## What it means for a shop owner

Before you sign, ask for the total you will repay, not only the instalment, and about early-repayment fees. Do not borrow to cover a continuing loss. The instalment should be well below what the shop earns net.

## A worked example

You borrow 6000 and repay 600 a month for 12 months, so you pay back 7200 in total. The difference of 1200 is the cost of the loan.

## Other languages

- العربية: https://dashingerp.com/glossary/loan
- کوردی: https://dashingerp.com/ckb/glossary/loan

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Dashing · https://dashingerp.com/en